No fault auto insurance is a type of insurance coverage for car that operates on the rule where a single driver is not considered to be at fault for an occurrence of an accident.
A no fault car insurance work on the basis where both the parties involved in the accident can file a claim to their respective insurance companies. This determines that there is no fault of one single driver, but both are responsible and both should claim for the damages. In general there are two different Types Of No Fault Auto Insurance. The most popular among the two is the pure form where none of the parties can sue each other for any faults. However there are some exceptions to this rule where if one party gets majorly injured because of extreme negligence.
The car accidents that happen under no fault car insurance does not go for ugly lawsuits, but only claims for injuries and damages. It is simple and does not involve any kind of punitive cases or claims. The next type of no fault car insurance is called the add-on. The add-on is available to selected states only.
The advantages of no fault auto insurance add-on are that you are eligible to file for a claim with your insurance company regardless of the fact whose fault it was. The biggest benefit of this type of no fault car insurance is that the driver who claims for damage can claim immediately and ask for quick claims. It will just be an add-on and not a full-fledged no fault car insurance claim.
People using this type of car insurance may find a lot of pros and cons of no fault auto insurance. However one of the biggest advantages of this car insurance is that it provides a lot of protection for the user. At times it becomes quite effective and solves problem simply. If you want to more about this car insurance then you should visit FreeInsuranceQuotation.Com. This website will bring to you the most authentic and latest news on the benefits of the no fault car insurance.
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